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Buyers

Each step in the home buying process is designed to protect your interests, keep your purchase on track, and help you make confident, informed decisions. From securing financing to understanding the condition of the home, these responsibilities ensure that you’re financially prepared, legally protected, and fully aware of what you’re buying. These responsibilities aren’t just tasks, they’re the foundation of a smooth, successful home buying journey.

Your Responsibilities as a Home Buyer

  1. Get Pre-Approved for a Loan

    • Meet with a lender to understand how much you can afford and get a pre-approval letter.

  2. Know Your Budget

    • Factor in not just the purchase price, but also closing costs, property taxes, insurance, and maintenance.

  3. Define Your Priorities

    • Decide what’s most important to you in a home: location, size, schools, commute, features, etc.

  4. Research Areas and Homes

    • Look into neighborhoods, school districts, safety, and market trends.

  5. Be Ready to Act

    • The market can move quickly. Be prepared to make timely decisions when you find the right home.

  6. Ask Questions and Stay Informed

    • Understand each step of the buying process and don’t hesitate to ask for clarification.

  7. Stay Financially Stable

    • Avoid large purchases or job changes during the process, your loan approval depends on stable finances.

  8. Hire the Right Professionals

    • You’ll need a lender, home inspector, insurance provider, and an attorney.

  9. Attend Inspections and Walkthroughs

    • Be present for the home inspection and final walkthrough to ensure the home is in the expected condition.

  10. Review All Documents Carefully

Make sure you fully understand what you're signing at each stage, especially during closing. Communicate promptly, respond to emails or requests from your lender, title company, or other parties to avoid delays. 

Buying a home is an exciting journey that takes time, research, and the right guidance. From getting pre-approved and exploring neighborhoods to viewing homes and making an offer, each step is important. Patience is key, finding the right property doesn’t always happen overnight, but staying focused and informed will help you make confident, well-timed decisions.

Thinking about buying a house?

Before we start looking at homes, it's really important to have your financing in place. Getting pre-approved not only helps you understand what you can comfortably afford, but it also shows sellers that you're a serious buyer, which gives you a stronger position, especially in a competitive market. It saves time, prevents surprises, and helps us focus on homes that truly fit your budget and goals. Before we dive into touring homes, the very first step is to speak with a trusted lender and get pre-approved.

This helps you:

  • Understand exactly what you can afford

  • Know your estimated monthly payments upfront

  • Get a realistic idea of your buying power

  • Show sellers you're serious and qualified 

 If you're interested in learning more about how to get started, feel free to fill out the form below. I'd be happy to guide you through the next steps.

 

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Get In Touch

Buyer Representation Agreement Notice

Before beginning an active home search, real estate professionals require a signed Buyer Representation Agreement. This standard agreement establishes the working relationship between the buyer and the agent, allowing the agent to represent the buyer’s interests throughout the transaction.

The agreement ensures the agent can provide full services, including access to listings, scheduling showings, and negotiating on the buyer’s behalf. Without it, the agent’s ability to assist may be limited.

If you are currently working with another licensed real estate agent under a Buyer Representation Agreement, please be advised that this site and its services are not intended to interfere with that existing relationship.

If you are not under a current agreement and are seeking representation, I would be happy to assist you.

Buyers are encouraged to review the agreement carefully and ask questions before signing. 

"Astrid Sierra is a REALTOR® and adheres to the standards and Code of Ethics of the
National Association of REALTORS®."


 
 
Communication Consent Notice


By submitting your information through this website, you are providing your express written consent for Astrid Sierra, Century 21 JRS Realty to contact you for business and marketing purposes via:

  • Text messages (SMS)

  • Email

  • Phone calls, including those made with prerecorded messages or using an automatic or automated dialing system.

This consent applies to any phone number or email address you provide now or in the future and authorizes communication regardless of the message's purpose.
Message frequency may vary. Message and data rates may apply.
📞 For help, contact us at 908-577-2412.
🚫 To stop receiving text messages, reply STOP at any time.​



Listings are updated frequently, but accuracy is not guaranteed.
This website is intended for informational. The information provided on this website is intended solely for professional use within the field of real estate sales and is offered for general informational purposes only. 
Figures are estimated only. Buyers should consult with a licensed mortgage professional for accurate loan information.


© CENTURY 21 2023 - 2024. All rights reserved. CENTURY 21®, C21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Franchisee Legal Entity Name (not the dba) fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each franchise is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

 

 

Century 21 JRS Realty

Jessica Hoff

138 Westfield Ave.

Clark, NJ 07066

732-388-0909

Astrid Sierra CENTURY 21 JRS

Each office is independently owned and operated

© 2025 by NJ Realtor Astrid. 

 

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